Read Rowanmoor’s historic updates, or visit the latest updates for new items.
The withdrawal of James Hay from the non-standard investment arena marks a significant shift in the SIPP landscape. Rowanmoor, as a bespoke provider, will continue to offer non-standard investments within its SIPP, SSAS and Family Pension Trust products.
16 January 2017
On 3 January 2017, Rowanmoor Personal Pensions Limited, Rowanmoor Trustees Limited and Rowanmoor Consultancy Limited, which were subsidiaries of Rowanmoor Group Limited, became direct subsidiaries of Embark Group Limited.
3 January 2017
Commercial property investment for some clients is high priority. With our vast experience in this field, we can smooth the path to completion and provide practical ideas and guidance.
3 January 2017
The Autumn Statement, delivered by the Chancellor of the Exchequer Philip Hammond, included an announcement that the money purchase annual allowance will be reduced from £10,000 to £4,000 in order to prevent inappropriate double tax relief.
7 December 2016
For us, 2016 brought new ownership and the prospect of future growth. Here is an overview of some of our informative and thought-provoking articles on the SIPP and SSAS market, from 2016.
7 December 2016
Revenue Scotland has controversially decided to make in specie transfers of Scottish properties between pension schemes subject to Land and Buildings Transaction Tax, on the basis that it is an acquisition of a property interest for a valuable consideration.
1 November 2016
The Adviser Centre, the award-winning investment research and consultancy service provided by City Financial, has been acquired by the Embark Group. The Adviser Centre offers online investment consulting and fund research services to financial professionals.
12 October 2016
Clients looking to purchase freehold commercial property often borrow through their pension to help fund the purchase. Here we give guidance on the steps that can be taken to ensure a smooth transaction, and how our experience can assist.
30 September 2016
Property such as agricultural land can lend itself well to Family SIPPs, as farms frequently tend to stay within the same family for generations as a way of life and income, making succession planning a key part of a family’s financial planning requirements.
30 September 2016
An in-depth exploration into freehold property purchase, where the property is to be refurbished and let. Due consideration is given to VAT, insurance and borrowing, and specifically the commercial viability of the property, to comply with HMRC requirements.
29 September 2016
The Rowanmoor Group was awarded Best SSAS Provider for the ninth year running at the Investment Life and Pensions Moneyfacts Awards ceremony held at the Lancaster Hotel London, on 22 September 2016.
23 September 2016
The complexities of property investment demand a high level of expertise, so it is vital that you have the support of an experienced provider.
15 September 2016
Join us and our panel of experts for our Autumn property investment masterclasses; designed to highlight the advantages and key do’s and don’ts for advisers to consider when dealing with pension property investment.
9 September 2016
Following an industry wide meeting it is apparent that the validity of the payment of pensions tax relief, on in specie contributions, has recently been called into question by HMRC.
2 September 2016
Following the acquisition of Rowanmoor Group plc by the Embark Group, the Rowanmoor Group Board has decided to change the incorporation of the company from plc to Limited.
1 August 2016
Rowanmoor Group plc has won the new Life and Pensions Innovation Award at the 2016 FTAdviser Online Innovation and Service Awards.
24 June 2016
Rowanmoor Group plc is, once again, a finalist in both the Best SIPP Provider and the Best SSAS Provider categories at the Investment Life & Pensions Moneyfacts Awards.
22 June 2016
The Financial Adviser Service Awards will be held on 17 November 2016, with adviser voting running between Monday 20 June and Friday 22 July.
17 June 2016
Clients with commercial property within a SSAS, SIPP or Family Pension Trust, are reminded to ensure that their property insurance is up to date and to notify their insurer of any changes that may affect the validity of their policy in the event of a claim.
10 June 2016
Rowanmoor Group plc is supporting one of Salisbury’s primary cultural events, the Daily Mail Chalke Valley History Festival; the largest festival dedicated entirely to history in the UK.
9 June 2016
When considering a retirement product or plan, it is worth considering the entire family’s needs holistically, especially if family wealth or business continuity planning is an important factor.
13 April 2016
The Chancellor’s Budget brought about positive changes to pension flexibility for child dependants, a new Lifetime ISA and a boost for commercial property purchase.
17 March 2016
The standard lifetime allowance is reducing from £1.25 million to £1 million with effect from 6 April 2016. This reduction brings an opportunity for individuals to apply for lifetime allowance protection.
10 March 2016
Voting has opened for the Investment Life and Pensions Moneyfacts Awards 2016 and advisers are invited to help decide the winners.
7 March 2016
Over the past few years, the SSAS market, whilst not without its challenges, has seen something of a revival. With insight from a respected industry survey, we look at how the market is shaping up.
24 February 2016
The SSAS loanback feature continues to be a key reason why company directors consider establishing, or retaining a SSAS. There are several elements of control, making it a key consideration in business and succession planning.
23 February 2016
To maximise the advantages of the generous tax treatment and flexibility of pension scheme death benefits, scheme members may wish to consider enhancing the value of their fund in the event of death, by taking out life cover within the scheme.
25 January 2016
Hundreds of thousands of employers will stage in 2016-2018. Despite advancements in payroll systems, employers should consider that automatic enrolment and scheme governance responsibility continues far beyond the initial company staging date.
22 January 2016
As a bespoke pension provider, we aim to offer the widest choice of investments available, including cash deposit accounts.
8 December 2015
It would be difficult to beat such an interesting year as 2014, but there is never a dull moment in the financial services industry. Take a look at our résumé of 2015.
2 December 2015
At the ILP Moneyfacts Awards earlier this year, we were described as “the standout SSAS provider” and our performance record in the awards as “a truly remarkable achievement”.
27 November 2015
Rowanmoor Group plc will be attending the Southampton Business Show, Thursday 19 November 2015 at the Ageas Bowl, Southampton, demonstrating how expert guidance and support on automatic enrolment can benefit local businesses.
13 November 2015
Buoyed by advantageous changes to death benefits taxation, family SIPPs are acknowledged as providing significant retirement and succession planning opportunities. Far from being a packaged product, their scheme structure allows a wealth of benefits.
18 September 2015
The Rowanmoor Pensions SIPP is a true ‘lifestyling’ product, with flexible investment and retirement options, which can be adapted to suit individual circumstances at every stage of life, making it a completely flexible retirement solution.
18 September 2015
The subject of pensions liberation since the new pension freedoms came into effect has put SSASs back under the spotlight and highlighted the advantages of a professional scheme administrator.
18 September 2015
For the eighth consecutive year, Rowanmoor Group plc has won the “Best SSAS Provider” award at the Investment Life and Pensions Moneyfacts Awards 2015.
18 September 2015
On 1 October 2015 the 08445 telephone dialling prefix for all calls and faxes to Rowanmoor Group plc and its subsidiaries, including Rowanmoor Trustees Limited, Rowanmoor Personal Pensions Limited and Rowanmoor Consultancy Limited will change to 03445.
28 August 2015
The Chancellor’s second Budget speech of 2015 included several new changes to pensions legislation, along with confirmation of changes to the taxation of death benefits and to the lifetime allowance mentioned in the March 2015 Budget.
5 August 2015
Rowanmoor Group plc will be presenting its Automatic Enrolment Administration Services for NEST Accounts at the fourth Basingstoke Business Expo.
9 July 2015
Rowanmoor Group plc is delighted to have been shortlisted in the Best SSAS Provider and Best SIPP Provider categories, for the 2015 Investment Life and Pensions Moneyfacts Awards.
24 June 2015
The Financial Adviser Service Awards take place this year on Thursday 19 November 2015. Now in their 25th year, these Awards give advisers the chance to rate the providers that have offered the best products and highest levels of service over the past year.
22 June 2015
Join Rowanmoor Group plc’s Consultancy Team for a ‘one-to-one’ pensions guidance clinic at this year’s Salisbury Big Business Event.
16 April 2015
The new pensions regime has opened up opportunities for scheme members to enhance their retirement options and the SIPP, with its inherent flexibility, should be well placed to offer full advantage of this exciting change in Government pension policy.
2 April 2015
Family SIPPs are expected to come into their own post 5 April 2015, as the removal of the taxation of death benefits will open up significant retirement and succession planning opportunities.
26 March 2015
The advantages SSASs offer to businesses in terms of financial and business continuity planning are greater than those available from other types of member-directed pension schemes.
26 March 2015
The retirement landscape has changed, bringing fresh advisory opportunities. Join us at one of our adviser seminars in May to explore new wealth and retirement planning options arising from the radical changes to pensions legislation.
23 March 2015
The Chancellor delivered a blow to the pensions industry in this year’s Budget on 18 March 2015 by proposing a reduction in the amount of funds individuals can hold to provide pension benefits, effective from April 2016.
23 March 2015
Investment Life and Pensions Moneyfacts is making its annual call on advisers to help decide the winners of its Investment Life and Pensions Awards 2015.
9 March 2015
New Members’ Guides are available to help navigate the changes in retirement and death benefit options post April 2015.
27 February 2015
April 2015 brings new opportunities for retirees following ‘the most radical changes to pensions in almost a century’. Retirement options have become more interesting, with restrictions being removed and more choice offered.
21 January 2015
Recent amendments to the Taxation of Pensions Bill have significantly strengthened the opportunities afforded by flexible member-directed pensions, such as SSASs, SIPPs, or Family Pension Trusts (Family SIPPs) as estate planning vehicles.
16 January 2015
The Autumn Statement, delivered by Chancellor George Osborne on Wednesday 3 December, brought few surprises for the pensions industry, but confirmed the abolition of the death benefits tax from April 2015.
11 December 2014
2014 has proved to be an unforgettable year for the member-directed pension scheme industry. Here are some of the highlights of the past 12 months.
9 December 2014
Rowanmoor Group plc has achieved a Four Star rating in the Life and Pensions Category of the Financial Adviser Service Awards 2014.
4 December 2014
Following the Chancellor’s announcement on 29 September 2014, relating to the taxation of death benefits from defined contribution schemes, further amendments have been made to the Taxation of Pensions Bill, currently passing through Parliament.
19 November 2014
With the advent of a new flexi-access drawdown regime, to be introduced from 6 April 2015 for defined contribution schemes, an opportunity exists for scheme members wanting to benefit from a higher annual allowance limit.
5 November 2014
Rowanmoor Consultancy Limited has recently gained Chartered Financial Planner firm status from the Chartered Insurance Institute (CII).
5 November 2014
On 29 September 2014, the Chancellor announced a complete overhaul of taxation on death benefits from defined contribution schemes. The 55% tax charge currently applied to lump sum death benefits is to be abolished.
10 October 2014
Join Ian Hammond, Managing Director, at the Henry Stewart SIPPs and Retirement Options Conference, Tuesday 14 October 2014. Ian will be delivering an operator’s view of the changes to capital adequacy and the impact on the industry and future business.
30 September 2014
For the seventh consecutive year, Rowanmoor Group plc has won the “Best SSAS Provider” award at the Investment Life and Pensions Moneyfacts Awards 2014.
29 September 2014
Where commercial property purchase forms part of a pension investment strategy, SIPPs, SSASs and Family SIPPs have many strings to their bows. We look at the options to help you make an informed decision.
24 September 2014
The FCA’s capital adequacy statement PS14/12 states UK commercial property is to be classed as a ‘standard’ asset, providing property transfers can be effected within 30 days. Ensure you receive the right professional support.
24 September 2014
HMRC has introduced new legislation relating to the fit and proper status of scheme administrators, for registered pension schemes, from 1 September 2014.
8 September 2014
HM Treasury published the Government’s response to its ‘Freedom and choice in pensions’ consultation paper in July 2014 and draft guidance notes have now been published by HM Revenue & Customs.
20 August 2014
Rowanmoor Trustees Limited, the independent trustee for all Rowanmoor Pensions SSASs, SIPPs and Family Pension Trusts (Family SIPPs) is changing its designated bank from The Royal Bank of Scotland plc, to Metro Bank.
4 August 2014
HM Treasury has published the Government’s response to its ‘Freedom and choice in pensions’ consultation paper, issued following the 2014 Budget.
31 July 2014
Rowanmoor Group plc is pleased to have been shortlisted in the Best SSAS Provider and Best SIPP Provider categories, for the 2014 Investment Life and Pensions Moneyfacts Awards.
25 June 2014
The Financial Adviser Service Awards will be taking place this year on Thursday 20 November 2014.
20 June 2014
To help smooth the process of automatic enrolment, employers can opt to postpone automatically enrolling and collecting contributions for eligible workers by up to three months from their staging date.
16 May 2014
We have recently relaxed our investment terms for minors who are members of a Rowanmoor Pensions Family Pension Trust.
8 April 2014
Due diligence forms a vital part of our administration and operating processes and continuous investment over the past few years means we are now able to significantly reduce the turnaround times for SSAS and Family Pension Trust investment approvals.
31 March 2014
The industry has been calling for pensioners‘ income flexibility and choice at retirement to be widened, however the scale of the announcements in Budget 2014 could not have been anticipated.
19 March 2014
Investment Life and Pensions Moneyfacts is calling on advisers to help decide the winners of its Investment Life and Pensions Awards 2014.
10 March 2014
Rowanmoor Group plc has adopted Origo Standards’ Options Transfers service, an automated system for the re-registration of pension assets between providers.
6 March 2014
Purchasing property through a pension arrangement can be complex. Our specialist teams and detailed commercial property guides can help guide you through the process.
28 February 2014
If commercial property investment through a pension scheme interests you, join us at one of our New Insights seminars in May.
24 February 2014
In June 2013 the Financial Conduct Authority published its policy statement PS13/3 relating to restrictions on the retail distribution of unregulated collective investment schemes and close substitutes. These restrictions came into effect on 1 January 2014.
24 January 2014
Rowanmoor Group plc is hosting an interactive seminar workshop for financial advisers on Thursday 27 February 2014 at the Glasgow Hilton Hotel.
17 January 2014
The Government has now responded to consultation on individual protection (IP14). Individual protection will protect those individuals who may be affected by the reduction in the lifetime allowance from April 2014.
20 December 2013
On Thursday 5 December the Chancellor delivered his Autumn Statement.
Rowanmoor Group plc issued a reactive comment to the press following publication of the Statement.
6 December 2013
We have prepared two new scenarios, which illustrate how to effectively maximise contributions using carry-forward and adjusting pension input periods, and protect any funds likely to exceed the lifetime allowance.
5 December 2013
The industry entered 2013 with some trepidation about what the new post-RDR environment would bring; with other major changes, 2013 has been a rollercoaster ride. Here are some of the highlights of the past 12 months.
5 December 2013
For updates on events, latest news, corporate activity or product information, keep up to date with what we have to say and Follow us on Twitter or connect with us on LinkedIn.
3 December 2013
The Financial Conduct Authority has issued its latest Policy Development Update (October 2013) with an update on capital adequacy requirements for SIPP operators.
15 November 2013
As part of HMRC’s drive to prevent pensions liberation fraud it has recently announced a change in the process for registering a pension scheme, which affects all new SSASs, Family SIPPs and SIPPs with scheme pension.
15 November 2013
For the sixth consecutive year, Rowanmoor Group plc has won the “Best SSAS Provider” award at the Investment Life and Pensions Moneyfacts Awards 2013.
25 October 2013
Purchasing property through a pension arrangement requires a detailed knowledge of HMRC’s rules and requirements and this is where we can assist by taking you through the purchase step by step, helping to eliminate some of the problems and pitfalls you might come across.
24 October 2013
The Government has decided not to make any changes to the rules applying to residential property and investment-regulated pension schemes. This follows news brought by The Budget 2013 that the Government was to explore changes to pension investment rules, by encouraging the conversion of unused space in commercial properties to residential. This could have triggered the introduction of residential property in SSASs, SIPPs, and Family SIPPs.
3 October 2013
Rowanmoor Group plc has recently announced the appointment of Matthew Robinson as National Sales Director. Matthew replaces Tim Beck, who after 17 years at the Group, will be taking a break from the financial services industry.
24 September 2013
Rowanmoor Group plc is a finalist in two categories at the 2013 Investment Life & Pensions Moneyfacts Awards; Best SSAS Provider and Best SIPP Provider.
29 August 2013
The Finance Act 2013 which received Royal Assent on 17 July 2013, included legislation to reduce the lifetime allowance from £1.5m to £1.25m from 2014/15, as well as for fixed protection (FP2014), intended to protect savers who may be affected by the reduction in the lifetime allowance.
25 July 2013
Rowanmoor Group plc recently hosted a series of seminar workshops for financial advisers, to mark the 40th anniversary of the commencement of the SSAS. Analysis also revealed that whilst there are a number of advisers that currently write SSAS business, to some extent it remains an unknown, and there is a thirst for knowledge of these products.
19 July 2013
All clients with commercial property, whether within a small self-administered scheme (SSAS), self-invested personal pension (SIPP) or Family Pension Trust (Family SIPP), are reminded to ensure that their property insurance is up to date and valid.
19 July 2013
Financial Adviser is calling on intermediaries to help decide the winners of its Service Awards 2013, by rating product providers on the quality of their service over the previous 12 months. This year, Rowanmoor Group plc is eligible to receive votes in the Life and Pensions category.
2 July 2013
Recent research from the Institute of Directors (IoD) revealed that company directors are increasingly seeing the value of saving in a pension (82% in 2013 compared to 74% in 2011).
27 June 2013
Rowanmoor Group plc is holding a series of adviser seminar workshops between 17 June and 27 June 2013, to mark the 40th anniversary of the commencement of the SSAS.
28 May 2013
Rowanmoor Group plc has come third in the Best Retail Pension Provider category at the Financial News ‘Awards for Excellence in Institutional Pensions UK’ 2013. An independent judging panel of fifty industry practitioners vote electronically on shortlisted companies, which are selected following extensive, industry-wide research and the winner is determined by achieving the highest score.
10 May 2013
A recent Defaqto report highlighted that of 81 SIPP operators, only 22 had a service charter, with just three publishing regular results. A little over two years ago we started publishing service standards and monthly performance figures for the Rowanmoor Pensions SSAS, SIPP and Family Pension Trust. Already confident that we were meeting our customers’ high expectations, it reassured us that we were delivering the quality service for which we have become known.
26 April 2013
The FSA’s paper CP12/5, published in March 2012, proposed that “for all personal pension schemes, disclosure documents should include projections, effect of charges and reduction in yield information… …unless equivalent disclosure rules apply to all schemes, no matter how invested, consumers and advisers will not have the information they need to understand the costs and benefits applying to competing schemes and to identify an appropriate and cost-effective personal pension choice.”
5 April 2013
Following the Chancellor’s Autumn Statement of 5 December 2012 and confirmation in the Budget on 20 March 2013, HM Revenue & Customs (HMRC) will now introduce legislation to increase the upper limit on capped drawdown from 100% to 120% of the ‘basis amount’, for drawdown pension years which began on or after 26 March 2013.
5 April 2013
In an attempt to avoid muddling the pensions landscape further, the Chancellor has given the industry few surprises, only briefly touching on the subject of pensions during his Budget 2013 speech. However, the news that the Government will explore changes to pension investment rules to encourage the conversion of unused space in commercial properties to residential, could trigger the introduction of residential property in SSAS, SIPPs, and Family SIPPs.
22 March 2013
New Government legislation for automatic enrolment into a workplace pension compels all UK employers to enrol eligible jobholders into a qualifying workplace pension scheme, which will have to meet new quality standards, including minimum employee and employer contributions. What may not be immediately apparent is that if an employee is enrolled into their employer’s scheme, any pension protection they may currently have under existing schemes, will be lost.
21 March 2013
Investment Life and Pensions Moneyfacts is calling on intermediaries to help decide the winners of its Investment Life and Pensions Awards 2013. Please help us to retain our the Best SSAS Provider award for a further year by taking part in this poll. We are also eligible to receive votes in the categories of Best SIPP Provider and Best Income Drawdown Provider.
11 March 2013
A new campaign targeting pension fraud was launched on 14 February 2013 by several agencies including The Pensions Regulator, HMRC the Serious Organised Crime Agency (SOCA) and the Pensions Advisory Service to help protect consumers and crack down on those pushing early access to pensions before the age of 55.
25 February 2013
Rowanmoor Group plc will be freezing the Fees and Services for new Rowanmoor Pensions SIPP, SSAS and Family Pension Trust products introduced in 2013.
25 February 2013
Financial Adviser is calling on intermediaries to help decide the winners of their Life and Pensions Awards 2013. This year, Rowanmoor Group plc is eligible for the SIPP Provider, Income Drawdown and Pension Provider categories.
6 February 2013
The Rowanmoor Pensions SIPP has once again been rated 5 Star by independent financial research and software company Defaqto, which means our SIPP provides one of the most comprehensive policies in the market, with an extensive range of features and benefits.
1 February 2013
With effect from 21 December 2012, illustrations provided for the Rowanmoor Pensions SIPP and Rowanmoor Pensions Family Pension Trust will reflect the adoption of new gender neutral rates. We have also taken this opportunity to ensure our illustrations are compliant with the new personal pension disclosure requirements which come into effect on 6 April 2013.
24 January 2013
The Rowanmoor Pensions Brooks Macdonald BPS SIPP will be withdrawn on 31 December 2012. Existing members of a Rowanmoor Pensions Brooks Macdonald BPS SIPP are unaffected. Applications for this product must be received by Friday 21 December 2012. Please contact us if you have any questions.
18 December 2012
2012 has been a busy and challenging year for advisers, especially with the uncertainty raised by RDR and changes in pension legislation. Here are just some of the highlights of the past 12 months.
14 December 2012
On Wednesday 5 December the Chancellor delivered his Autumn Statement, the content of which has some significant implications for the pensions industry and our clients.
14 December 2012
Rowanmoor Group plc, whose head office is based in Salisbury, will be supporting 18 local charities at the city’s first ever Christmas Market, starting on Thursday 29 November 2012.
28 November 2012
It is only around six weeks until the culmination of the retail distribution review (RDR). From 1 January 2013, the industry begins to operate under a new advisory regime for regulated retail investment products such as the Rowanmoor Pensions Self-Invested Personal Pension (SIPP) and Family Pension Trust (Family SIPP). The Rowanmoor Pensions SSAS is not defined as a retail investment product and not subject to RDR requirements.
19 November 2012
Rowanmoor Group plc has won the “Best SSAS Provider” award at the Investment Life and Pensions Moneyfacts Awards 2012 for the fifth year running.
8 October 2012
In December 2011, HM Treasury issued a consultation paper on the adoption of gender neutrality on personal insurances, which in turn led to a European Court Ruling earlier this year forcing the UK to proceed. This means that gender can no longer be used as a factor in setting premiums, for example car insurance or annuity contracts.
8 October 2012
Rowanmoor Group plc is making changes to its phone system and it is possible that you may experience short periods of disruption if you call us on Monday 8 October, Friday 12 October, Tuesday 16 October and Thursday 18 October 2012.
3 October 2012
Rowanmoor Investment Management Limited, a subsidiary of Rowanmoor Group plc, has been renamed Rowanmoor Consultancy Limited, with effect from 1 October 2012.
28 September 2012
Requirements for Family Pension Trust property insurance brought in line with the Rowanmoor Pensions SIPP
From 1 October 2012, all new Family Pension Trust property investments, must be insured through the Rowanmoor Pensions Property Insurance Policy, to ensure adequate cover is maintained.
28 September 2012
Financial Adviser is calling on intermediaries to help decide the winners of its Service Awards 2012, by rating product providers on the quality of their service over the previous 12 months. This year, Rowanmoor Pensions is eligible for to receive votes in the Life and Pensions category.
29 June 2012
Rowanmoor Pensions is a finalist at the 2012 Investment Life & Pensions Moneyfacts Awards. Not only have we been shortlisted in the SSAS category (Best SSAS Provider), after only three years of operation in the competitive SIPP market, we have also been shortlisted for Best SIPP Provider.
22 June 2012
A recent survey of the Family SIPP market by trade magazine Money Management showed a picture of a declining market, overshadowed by the more popular SIPP. It stated “no matter how good family SIPPs are, if advisers do not know about them and understand them, they will never advise on them…… the fact remains that family SIPPs could well be a very attractive proposition, if people just knew about them.”
13 June 2012
18 May 2012
Rowanmoor Pensions has added Cofunds, one of the UK’s largest independent platforms for financial services, to its SIPP investment partner list. The partnership with Cofunds will also give advisers access to the Cofunds online portal, which is updated daily with the latest transactions and valuations, whilst Rowanmoor Pensions’ own SIPPView service provides instant access to information such as SIPP investments, bank transactions and benefit information.
19 April 2012
Our standard fees for the establishment and annual administration of new SSAS, SIPP and Family Pension Trusts (Family SIPPs) remain unchanged this year.
27 March 2012
Reacting to NAPF research that shows over half of employees have lost faith in the pension system, Ian Hammond Managing Director, Rowanmoor Pensions, urged the pensions industry needs to come together and act as a coherent, unified force in order to reassure people that pensions still remain the cornerstone of their retirement savings portfolio.
15 March 2012
Investment Life and Pensions Moneyfacts is calling on intermediaries to help decide the winners of their Investment Life and Pensions Awards 2012. Rowanmoor Pensions is eligible for the Best SSAS Provider, Best SIPP Provider and Best Income Drawdown Provider Awards. Find out more about the awards and how to vote for Rowanmoor Pensions.
12 March 2012
With just over four weeks to go, here is a reminder of key changes affecting member-directed pensions from 6 April 2012. Are you prepared?
6 March 2012
To aid the decision making process, or when recommending Rowanmoor Pensions’ products and services, our Due Diligence Information pack includes details of corporate structure, financial status, products and services, company culture and environment, business principles and service standards, control systems for risk, information management and adherence to regulatory and legislative requirements.
2 March 2012
Rowanmoor Pensions has strengthened its Sales and Consultancy Teams following a period of strong sales performance.
20 February 2012
The flexibility of a Rowanmoor Pensions SSAS, SIPP or Family Pension Trust ensures the widest choice of scheme investments and control of your pension fund. Our Investment Focus outlines the assets you can invest in through a SSAS, SIPP or Family Pension Trust.
20 February 2012
6 April 2012 brings new opportunities for members of a small self-administered scheme (SSAS). From 6 April 2012 the concept of protected rights for money purchase schemes will be abolished meaning any current protected rights funds will become ordinary scheme benefits; with all the additional benefits of flexibility and control that come with that.
20 February 2012
Financial Adviser is calling on intermediaries to help decide the winners of their Life and Pensions Awards 2012. This year, Rowanmoor Pensions is eligible for the SIPP Provider, Income Drawdown and Pension Provider categories.
14 February 2012
Rowanmoor Pensions’ SIPP has been awarded the highest 5 Star Rating by independent financial research company Defaqto. The 5 Star Rating means our SIPP provides one of the most comprehensive ranges of features and benefits, when compared to other SIPPs in the market.
1 February 2012
In less than 12 months, new Government requirements for employers to automatically enrol eligible jobholders into a qualifying pension scheme will start to roll out.
Rowanmoor Pensions, with its proven track record for providing quality pension administration, is offering new services for businesses who decide to use the NEST pension scheme to meet their new responsibilities.
Find out how we can help.
21 December 2011
On 25 November Her Majesty’s Revenue and Customs (HMRC) published a change to its interpretation of how carry-forward is calculated. The change in calculation method is a positive change as it potentially increases the tax relievable contribution that can be paid using the carry-forward facility.
13 December 2011
2011 has been a busy year for the pensions market and for Rowanmoor Pensions. There were many changes to pensions regulations affecting SSAS, SIPP and Family Pension Trust (Family SIPP) throughout the year. These changes, and the issues arising from them, led to new challenges and new opportunities for pension savers and their advisers. Here are just some of the highlights of the past 12 months.
7 December 2011
The lifetime allowance is reducing from £1.8 million to £1.5 million with effect from 6 April 2012. With the lifetime allowance being reduced, there is an opportunity to apply for lifetime allowance protection called fixed protection. Fixed protection preserves the lifetime allowance at the current level of £1.8 million.
30 November 2011
Money Marketing is launching a service monitor aimed at tracking provider service standards across the financial services industry. As the first SIPP and SSAS provider to publish its service standards results on a monthly basis, we support initiatives designed to highlight the quality and transparency of service provision in the industry.
28 November 2011
When considering investment in commercial property, it helps to have the right information to hand, to guide you through the process. We have recently published our latest Commercial Property Guide for SSAS and Family Pension Trusts (Family SIPPs), which offers advice and guidance through each step of the property purchase.
18 October 2011
Robert has recently been elected as Head of the Technical Sub-Committee, AMPS (the Association of Member-directed Pension Schemes), having held the position of Chairman between 2008 and 2011. Throughout his tenure Robert has actively represented all parts of the industry, whether SIPP provider, bank or investment house, to make representations on behalf of its members to Government bodies such as HMRC and the FSA.
18 October 2011
Robert Graves, Head of Pensions Technical Services, to speak at Henry Stewart Conference, 1-2 November 2011.
Robert will be speaking on Day two of the Henry Stewart SIPPs and Retirement Options Conference, to provide an update from AMPS on SIPPs, SSASs and related areas.
12 October 2011
Rowanmoor Pensions scooped the “Best SSAS Provider” award at the Moneyfacts Investment Life and Pensions Awards 2011 for the fourth year running. The Moneyfacts awards are based upon rigorous product monitoring carried out throughout the preceding year and the adviser community is also consulted for their feedback.
6 October 2011
The Rowanmoor Pensions Self-Invested Personal Pension (SIPP) has been rated 5 Star by independent financial research company Defaqto.
15 September 2011
Financial Adviser is calling on intermediaries to help decide the winners of its Service Awards 2011. This year, Rowanmoor Pensions is eligible for the Life and Pensions category.
20 June 2011
Robert Graves, Head of Pensions Technical Services at Rowanmoor Pensions, and Chairman of the Association of Member-Directed Pension Schemes responds to the 2011 Budget.
23 March 2011
Rowanmoor Pensions was listed as the best scoring SSAS provider in Sesame’s product review research. This research is available to Sesame’s financial advice community members.
14 March 2011
As a trusted award-winning pension provider, Rowanmoor Pensions is pleased to announce that we do not pass on the cost of the Financial Services Compensation Scheme to our clients.
7 March 2011
Rowanmoor Pensions delivered commentary to members of the Institute of Chartered Accountants, England and Wales, at their annual practice conferences held in Manchester and London in October 2010. We are delighted to be associated with ICAEW, a world leader in the accountancy and finance profession
12 November 2010
Rowanmoor Pensions is delighted to be partnering the highly regarded Institute of Chartered Accountants In England and Wales (ICAEW) Annual Practice Conferences being held in Manchester and London on 20 and 27 October 2010.
13 October 2010
Robert Graves, Head of Technical Services, Rowanmoor Pensions and Chairman of AMPS welcomes today’s Budget announcements that the compulsory annuitisation at age 75 is to be abolished and that there will be industry consultation before a decision is made on restricting higher rate tax relief on pensions.
22 June 2010
Investment, Life & Pensions Moneyfacts is calling on intermediaries to help decide the winners of their Investment, Life and Pensions Awards 2010.
16 April 2010
Robert Graves, Rowanmoor Pensions responds to the 2010 Budget announcement on helping small businesses.
25 March 2010
Robert Graves, Rowanmoor Pensions, responds to the 2010 Budget announcement on the restriction of higher rate tax relief on pensions.
25 March 2010
Following this week’s announcement that RBS will be required to divest part of its branch network and client base and as part of its participation in the Government’s Asset Protection Scheme, banking terms remain as before.
6 November 2009
The Royal Mail has confirmed that there will be a series of 24 hour postal strikes starting on Thursday 29 October, and continuing through Saturday 31 October. Rowanmoor Pensions’ incoming and outgoing mail will be affected.
29 October 2009
The Royal Mail has confirmed that there will be a postal strike which will start at on Thursday 22 October, and continue through Friday 23 October. Rowanmoor Pensions’ incoming and outgoing mail will be affected.
22 October 2009
The Rowanmoor Pensions Self-Invested Personal Pension (SIPP) has been awarded the prestigious Defaqto Five Star Rating for 2009.
5 May 2009
Rowanmoor Pensions, the UK’s largest independent scheme Administrator is pleased to announce that all of the 4000 Registered Pension Scheme Returns it was required to complete were done accurately and to deadline.
12 February 2008
The Chancellor of the Exchequer in his pre-budget statement published draft legislation that would bring surplus funds left on death whilst in a scheme pension in line with surplus funds in alternatively secured pensions.
15 October 2007
This article was written by Rowanmoor Pensions Technical Services Manager, Phil Clarke and first published in Investment Week on 4 June 2007.
6 July 2007
David Seaton, Director of Consultancy at Rowanmoor Pensions has written an open letter to the Chancellor of the Exchequer in response to the 2007 Budget consultation paper ‘Tax Relief for Pensions: Inheriting Tax-Relieved Pension Savings’ in which he voices Rowanmoor Pensions’ concern that the practical application of recent pensions legislation results in a clear breach of the Financial Services Authority (FSA) principle 6, ‘treating customers fairly’.
8 June 2007
David Seaton, Director of Consultancy at Rowanmoor Pensions responds to an article on SIPP commercial property investment in the March issue of the Pensions Management.
1 May 2007
Rowanmoor Pensions comments on the key facts document about the responsibilities of the pension scheme Administrator, issued by Her Majesty’s Revenue and Customs on 23 March 2007.
5 April 2007
Rowanmoor Pensions is the scheme Administrator and scheme operator for Rowanmoor Pensions Family Pension Trust schemes from 6 April 2007.
5 April 2007
With immediate effect, plant and machinery is no longer an acceptable investment for a Rowanmoor Pensions Small Self-Administered Scheme or Family Pension Trust.
1 February 2007
David Seaton, Director, comments on the pre-budget statement of 6 December 2006.
13 December 2006
David Seaton, Director of Consultancy at Rowanmoor Pensions has written an open letter to Ed Balls MP, Economic Secretary to the Treasury to make representation on the debate on Alternatively Secured Pensions (ASP)
2 November 2006
Family Pension Trust literature now available to download.
18 October 2006
The only alternative to an annuity?
2 October 2006
Scheme property expenses are caught by new unauthorised payment charge.
4 July 2006
David Seaton comments on the impact of the “wholly and exclusively” test on employer’s SSAS contributions.
27 April 2006
Rowanmoor Pensions acts as scheme Administrator for its clients’ SSAS schemes.
6 April 2006