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Is a Small Self-Administered Scheme for me?

The Rowanmoor Pensions SSAS is designed for use by business owners, who might be company directors, members of a partnership or self-employed, for themselves and their employees. The SSAS is established under trust. This means that the members have a right to benefit from the scheme but the assets do not belong to any particular member.

In addition to the tax advantages of setting up a SSAS, the wide investment opportunities can add wealth to a business. For example, contributions paid to a SSAS can be used to:

loan up to 50% of the net assets of the scheme back to the principal employer (or any other participating employer);
buy commercial property either from the establishing or a participating employer, or indeed any third party and lease it back to the employer or a third party at a commercial rent;
borrow up to 50% of the net assets of the scheme either to fund an investment, or to help finance other trustee commitments such as the payment of pension or death benefits.

This information relates to the Rowanmoor Pensions SSAS.