Self-Invested Personal Pension
Borrowing to invest
The SIPP may borrow money from lenders to purchase particular assets, or to otherwise benefit the Plan. This could include borrowing to provide benefits. The maximum the SIPP can borrow is 50% of the net fund value of all assets at the date of the borrowing.
Rowanmoor Trustees Limited must be party to the loan documentation.
We do not stipulate or limit the range of potential lenders. However, Rowanmoor Pensions has agreed a streamlined lending facility with The Royal Bank of Scotland plc specifically for the purchase of commercial property. The streamlined administration system, which includes pre-agreed legal documentation, speeds up the process. If borrowing is to be with any other party, all the documentation needs to be individually agreed by Rowanmoor Trustees Limited before the borrowing may proceed.
This information relates to the Rowanmoor Pensions SIPP.