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Legal Notices

Corporate information

Rowanmoor Pensions administers small registered pension schemes, known as Small Self-Administered Schemes (SSAS) and Family Pension Trusts, together with Self-Invested Personal Pension Plans (SIPPs) and some non-registered pension schemes, known as Employer Financed Retirement Benefit Schemes (previously referred to as Funded Unapproved Retirement Benefits Schemes (FURBS)).

Rowanmoor Pensions is a trading name of the Rowanmoor Group plc companies. Rowanmoor Trustees Limited (No. 1846413), Rowanmoor Investment Management Limited (No. 3445656) and Rowanmoor Personal Pensions Limited (No. 2268900) are wholly owned subsidiaries of Rowanmoor Group plc (No. 5792242). All companies registered in England at Rowanmoor House, 46-50 Castle Street, Salisbury SP1 3TS.

Rowanmoor Group plc is the scheme Administrator for schemes established under a Rowanmoor Pensions' SSAS. Rowanmoor Trustees Limited is the independent trustee for all Rowanmoor Pensions' SSASs.

Rowanmoor Personal Pensions Limited is the scheme Administrator and scheme operator for schemes established under a Rowanmoor Pensions Family Pension Trust and for the Rowanmoor Pensions Self-Invested Personal Pension (SIPP) and is authorised and regulated by the Financial Services Authority (Register number 458260). Rowanmoor Trustees Limited is the independent trustee for all Rowanmoor Pensions' Family Pension Trust and Self-Invested Personal Pensions. Rowanmoor Investment Management Limited is authorised and regulated by the Financial Services Authority (Register number 185600).

The FSA's Register can be accessed at www.fsa.gov.uk/register/.

Jurisdiction for use

This website is intended for use only by those who can access it from within the UK. Products and services advertised on these pages are only available to UK companies and to individuals who have the right to contribute to a UK registered pension scheme.

Governing law

This site is governed by the laws of the country of the UK within which you reside and any dispute or action arising out of this site shall be determined in accordance with such laws.

Intellectual property rights

'Intellectual Property Rights' means any patents, copyright, database rights, design rights, registered designs, trade marks or service marks, trade names or know how (whether registered or not) and all rights or forms of protection of a similar nature existing anywhere in the world.

All Intellectual Property Rights on this site are owned by or licensed to Rowanmoor Pensions, and may not be reproduced or copied except as set out below.

Copyright

The contents of this site are © Rowanmoor Pensions 2010. The reproduction of any material present on this site is prohibited, except that you may print or download extracts for non-business use.

The material on this website may not be posted to bulletin boards, newsgroups or related sites.

Information only

This site is not, and should not be construed as, an offer to sell or invitation to buy, or the solicitation of any offer to buy any investments, securities or other products or services. The information and opinions provided on this site are for guidance only and are not intended to provide investment, tax, legal or accounting advice to you. The information and opinions should not be relied on as authoritative or definitive and whilst they have been compiled in good faith, there is no representation or warranty, express or implied, as to their accuracy or completeness. They should not be used as the basis of any decision nor as a recommendation of the products and services referred to on this website, nor their suitability. Use of this website cannot be a substitute for taking your own advice about your particular circumstances. Rowanmoor Pensions' schemes are complex in their nature and you are recommended to seek advice from a recognised investment professional before making any decision to apply for one of our products.

Privacy statement

If you apply for a product or service we will use your personal data in accordance with the consents that you give us when you apply for the product or service.

Reminders

Rowanmoor Pensions would like to remind you that you are entitled to access information held about you and if found to be inaccurate, have information corrected and/or deleted. For further information please visit the website of the Information Commissioner at: www.dataprotection.gov.uk.

We will tell you if we intend to use your information for marketing purposes and we will give you the opportunity to opt out of such marketing if you wish.

Rowanmoor Pensions is committed to keeping your personal information secure and confidential.

Phone calls

To help us improve our service, we may record or monitor phone calls. Calls will be charged at National Rates.

Internet email

You may contact us by Internet email enquiries@rowanmoor.co.uk. Such emails are not a 100% secure method of communication. Rowanmoor Pensions accepts no responsibility for any loss you may suffer as a result of interception. Rowanmoor Pensions advises that you do not transmit any of your account information or account details by Internet email. We regret that we cannot send to you confidential information by Internet email.

Cookies

A cookie is an information file that we store on your computer. The cookie records information such as, how often and at what times you visit the website.

Your browser will allow you to disable cookies. However, if you do disable cookies you may find that your use of the site is impaired.

If you wish to disable cookies, please follow these steps:

Firefox

  1. Select Tools from the menu
  2. Select Options
  3. Select Privacy
  4. Uncheck ‘Accept cookies from sites’ option

Microsoft Internet Explorer v5

  1. Select Tools menu
  2. Select Internet Options
  3. Select on the Security tab and choose the Customer Level button
  4. Find the cookies option and uncheck both types - 'stored' and 'per session'

Microsoft Internet Explorer v6 and 7

  1. Select on Tools
  2. Select Internet Options
  3. Select on the Privacy tab and chooses Advanced Options button
  4. Check the Override Automatic Cookie Handling tick box
  5. Disable the First Party cookies by choosing the Block option
  6. Disable the Third Party cookies by choosing the Block option
  7. Uncheck the option to 'Always allow session cookies'
  8. Select OK to confirm changes

Netscape Navigator v4 and above

  1. Select on Edit on the menu bar and select Preferences
  2. Choose the Advanced category
  3. Choose the Disable cookies option and select OK to confirm

Safari

  1. Select Edit from the menu
  2. Select Preferences
  3. Select Security tab
  4. Check ‘Accept cookies: Never’ option

Contacts

If you believe any information on this site is inaccurate or have any suggestions on how the content of this site could be improved please contact us at enquiries@rowanmoor.co.uk or alternatively by calling 08445 440 550.

If you have questions on a particular product or service please use the contact us details shown for that product or service.

Hypertext links

Certain hypertext links in this website may lead you to websites which are not under the control of Rowanmoor Pensions. When you activate these, you may leave the Rowanmoor Pensions website. These links are provided solely for your convenience and do not represent any endorsement or recommendation by Rowanmoor Pensions.

Rowanmoor Pensions accepts no responsibility or liability for the contents of any website to which a hypertext link exists and gives no representation or warranty as to the information on such websites. Rowanmoor Pensions accepts no responsibility or liability for any loss arising from any contract entered into with any website to which a hypertext link exists.

No links may be created to this site without the express prior written consent of Rowanmoor Pensions.

Changes

We will update the content of this notice from time to time. Please ensure that you visit this page regularly and refresh your browser to ensure your information is up to date.

Client responsibility

It is your responsibility to ensure that your computer is virus protected. Rowanmoor Pensions accepts no responsibility for any loss you may suffer as a result of accessing or downloading information from this site.

Liability

Rowanmoor Pensions excludes all liability whatsoever for any loss or damage howsoever arising to the full extent lawfully permitted, as a result of the use of this website or reliance on any of its contents; loss includes all losses, claims, liabilities, costs expenses (including legal fees) and damages of any sort whatsoever and whether or not reasonably foreseeable or avoidable.

Rowanmoor Pensions accepts no liability for any loss that may arise if the products or services advertised within this website become unavailable.