The Rowanmoor Pensions Family Pension Trust
The Rowanmoor Pensions Family Pension Trust is a new type of pension arrangement that offers substantial benefits in pension and tax planning. It is an individually registered pension scheme for more than one member, where at least one member is a trustee.
Contrary to its name, the Rowanmoor Pensions Family Pension Trust is not restricted to families in the traditional sense of the word. Rowanmoor Pensions is happy to provide a Family Pension Trust for groups of individuals who wish to pool their pension fund resources into one arrangement. Typically, this might include the principals in a business partnership for example.
Anyone may be a member of a Family Pension Trust, provided they have the consent of the scheme's member trustees when they join. Whilst the normal maximum number of members of a Family Pension Trust is 12, we are prepared to consider larger schemes, so please just ask. Each member has a separate arrangement within the scheme and has full control of his or her own pension investments. Eligible members may also invest some or all of their funds in one or more common investment funds established within the scheme. Common investment funds can then be used to invest in assets that are shared.
The Rowanmoor Pensions Family Pension Trust is authorised and regulated by the Financial Services Authority. Our Family Pension Trust literature is available to download from the Library but if you have a specific query please do not hesitate to contact us.
The Rowanmoor Pensions Family Pension Trust is a complex product and we recommend that you always seek advice from a recognised investment professional before making any decision to apply for a scheme.